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Learning to save money when you are young is an important lesson. All good lessons and habits begin early, and saving is a skill that everyone needs, many people – adults included – do not have a good sense of saving for the long run.

I have been lucky to learn this lesson early because I have had a grass – cutting business since I was 10 years old. Of the money I make, I spent about 10 percent and save the other 99 percent.

Making sure you save and don’t spend too much is a good way to build up wealth. I have put my earnings in a bank. Many teens I know spend all the money they earn so it never has a chance to grow.

Young people should realize that their teenage years are a great time to begin saving.

At high school, many parents pay for almost everything, so your expenses can be small. If you have a job, you should have fun with some of the money. But you should also save some so that it will grow. Then you can begin planning for your future. When you spend money, you not only lose that money, but you also lose the interest you could have earned by saving it.

After high school, college is expensive and then “real” life begins, with the expense such as food and rent.

If you can hold onto a good percentage of the money you earn as a teen, going to college and buying a house will be much easier. The earlier you begin saving, the more time the money has to grow.

If you are in your thirties without any savings, you will always have to struggle. The earlier you begin saving the earlier it is to create a nest egg. Later in life it can be hard to start saving because general costs of living are most expensive and you may only have enough to pay your bills.

If you want to buy a house and have a family, you need money to start with, which comes from saving. Many say money cannot make you happy, and this is true. But money can help you to lead a secure life.

Saving early will mean you will have to work for fewer years when you are older. It will also allow you to spend time doing the things that you want.

1People should learn to save because           .

       Amoney can bring happiness to everyone

       Bsaving money can make people live an interesting life

       Csaving money can make people live a secure life

       Dsaving money can make people live a simple life

2When he was ten years old, the writer          .

       Agot a job to cut grass

       Bspent most of his earnings

       Chad a lesson to learn how to save money

       Dsupported himself and lived independently

3“real” life probably means         .

       Aliving together with parents

       Bliving independently without the help of parents

       Cliving together with classmates in dormitories

       Dliving a happy and rich life

4The best title for the article is         .

       ASaving for the Future

       BWorking Hard for the Future

       CStudying More Knowledge as a Teen

       DForming Good Habits

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